In 2007, the National Credit Regulator (NCR) introduced debt review and debt counselling under the National Credit Act (NCA) 34 of 2005.
It is a voluntary debt relief measure to assist over-indebted consumers whose income is not sufficient to cover their living expenses and debt repayments.
Debt Review is intended to assist these consumers through budget advice, negotiation with credit providers and restructuring of debts.
While a consumer is under debt review, credit providers cannot issue letters of demand or take legal action against them. The consumer is legally protected
Our approach is straightforward, designed to guide you out of debt seamlessly. Our goal is to relieve your financial burden immediately with reduced monthly payments and significantly lowered interest rates negotiated with your creditors. s
Pay a reduced monthly amount that you can afford. This means more manageable payments each month, giving you greater control over your finances.
Get protected againts lawsuits and focus on rebuilding your financial stability without legal threats.
Regain control of your finances and focus on planning your financial future without the stress of overwhelming payments.
Ensure that essential costs like rent, utilities, and groceries are taken care of even during financial challenges without sacrificing basic necessities.
We focus on helping South Africans get out of debt
Creditors stop harassing you
Payments and fees are REDUCED
All your debts consolidated into one affordable monthly instalment.
The bank CAN’T repossess your assets!
Get a free, no obligation, debt review assessment.
